Are you going out partying for Halloween?  If so, you should use caution tonight — Halloween is one of those holidays where there are a lot of accidents caused by drunk driving.  (Sad, really, considering how much foot traffic is generated by young trick-or-treators…  I wonder how many drunk driving accidents involve small children every Halloween?)

The point is that you could go out to have fun on Halloween, and end up with your life changed forever.  A drunk driving accident can kill you or leave you permanently disabled, so consider this: Do you have life insurance and/or disability insurance?  And if you don’t, what would your family do without you if something happened?

Disability insurance for physician and dentist disability insurance is especially important, since these peeps aren’t covered by disability leave.  You can get dentist and physician disability insurance by going online, by calling up the insurance companies directly, or by closing your eyes and thinking positive thoughts.  (Just kidding about the last one…)

Okay, you ready for a really corny ending?  “Disability insurance… Don’t leave home without it.”

No, I won’t really end on that.  But seriously — disability insurance IS important.  I’m just in kind of a funny mood because hey — it’s Halloween!!!

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