A reverse mortgage is a type of home mortgage that allows you to access the equity of your home in the form of lump sum or monthly cash payments. Many people use the reverse mortgage as a way to stay in their homes as they get older.
After retirement, it can be difficult to afford to [...]

This past month things got really tight for me. I’m in the service industry. That of course is the politically correct way to say that I am a waitress. And while I really do like doing what I do, it is not one of the best paying career choices. But hey, at least I have [...]

I have had experience with both personal loans and student loans and have been working for what seems like just ages to try to pay both kinds off. But finally it looks like I have been able to do it, and I am definitely more than ready to just move on with my life now. [...]

If you hang around insurance people, and life insurance people in particular, you will hear quite a few terms that could be considered “buzz” words for the insurance industry. One thing that many of them talk about is just how “insurable” a person is. This seems to be the standard for whether or not a [...]

There is a lot of misinformation out there about the different types of payday loans, debt consolidation and even about the different types of options you have for bad credit credit cards. I know that I certainly had heard horror stories about people getting stuck in vicious borrowing and paying off cycles that seemed to [...]